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1 of the top 3 mortgages in Jersey City

According to ThreeBestRated for providing consistent high-quality service in your area of business. Our business analyst team has selected your business based on our rigorous 50-Point Inspection.

"I strongly recommend Heritage financial for all mortgage needs."

Highly recommended mortgage firm loved by our clients, with a remarkable satisfaction rate of 98%!

Multi-language assistance is availaible!

We have a team of professionals fluent in various languages, ensuring that language barriers do not hinder effective communication for our diverse clients. We are fluent in Hindi, Gujarati, Nepali, Spanish, and Arabic.

Who are we?

Tina Shah is the President and CEO of Heritage Financial Corp. She has been serving the Hudson County community for over 30 years, offering premium financial services to empower Americans. She is fiercely passionate about bringing first-time home buyers' dreams to life while building strong neighborhoods and communities.

Heritage Financial strives to make financial education and homeownership accessible to residents of New Jersey. As the company matured in Hudson County, her entrepreneurial spirit emboldened her to expand the vision with growth across the United States. They ultimately support more Americans as they navigate residential and commercial financing.

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HOW IT ALL WORKS

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GET PRE-APPROVED

SO THAT YOU KNOW THE AMOUNT OF LOAN YOU QUALIFY FOR

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GET PROCESSED

 SO THAT THE LOAN CAN BE UNDERWRITTEN AND REVIEWED BY LENDER

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GET A PROPERTY UNDER CONTRACT

SO THAT NO ONE ELSE CAN TAKE THE PROPERTY WHILE YOU FINISH YOUR LOAN APPLICATION

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GET YOUR LOAN FROM HERITAGE

ONCE ALL LENDER CONDITIONS ARE MET AND YOUR LOAN HAS BEEN APPROVED, YOU ARE CLEAR-TO-CLOSE

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GET 1003 LOAN APPLICATION DONE

SO ALL YOUR INCOME, EMPLOYMENT, AND RESIDENTIAL HISTORY CAN BE VERIFIED

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CLOSE!

PICK A DATE WITH YOUR REALTOR AND THE TITLE AGENT TO OFFICIALLY SIGN ALL DOCUMENTS AND GET THE KEYS

WHAT OUR CLIENTS THINK

I was able to acquire a fantastic deal that suited my budget and financial objectives because Heritage Financial Corporation's rates and conditions were also quite competitive.

-Nikunj Patel

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Heritage financial has been extremely helpful in securing our first home. Anjali and DJ have been on top of every little detail and I could not ask for a better team during this difficult process. I highly recommend Heritage Financial to anyone and everyone!

-Heerina Patel

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Heritage made my 1st time homebuyer experience amazing from day 1. We closed in 20 days and they were amazing guiding us with best rate and prompt response. Will refer to all my friends and family.

-Rajesh Patel

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CONTACT US

ADDRESS

3478 John F. Kennedy Blvd, Jersey City, NJ 07307

TO SPEAK WITH A LOAN OFFICER,

PLEASE CALL OR EMAIL US:

Get in touch with the team
CONTACT
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